Preparing for an appraisal from Moore Appraisals, Inc

	To appraise a property, an appraiser is required to be licensed by the state when it's a federally related transaction. Contact us if you have any questions about the appraisal process.

To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the appraiser:

• A plot plan or survey of the house and land (if available).

• Any information on the purchase of the property for the last three years.

• Written property agreements, such as a maintenance agreement for a shared driveway.

• A list of any personal property that will be left behind and sold with the home, such as an oven, or a washer and dryer.

• Any paperwork, such as a title policy with information on encroachments or easements encroachments or easements.

• Most recent real estate tax bill and or legal description of the property.

• Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.

• A list of any major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available).

• Locate copies of the current listing agreement, broker's data sheet and, if the sale is "pending", the purchase agreement.

• Any "Homeowners Associations" agreements or, if applicable, condo covenants or fees.

• A list of "proposed" improvements when the property is being appraised "as complete".

When the appraiser has arrived, you do not need to escort them along on the entire site inspection, but generally you'll want to be present to answer questions about your property and identify any home improvements.

Here are some other helpful recommendations:

• Accessibility: Appraisers are very detailed in their inspections. Make sure that all areas of the home are accessible, especially the attic and crawl space.

• Housekeeping: Appraisers see hundreds of homes a year and will look past most clutter, but they're human beings too! A good impact can translate into a better value for your home.

• Maintenance: We generally suggest fixing small things like leaky faucets, missing door handles and trim.

• FHA and VA Inspection Items: In the case of your borrower applying for either an FHA or VA loan, we strongly recommend to ask your appraiser if there are additional things that should be done before they arrive. Some things they may recommend might be: putting smoke detectors on every floor of the home and especially near bedrooms, ensuring there are electrical receptacles in every room (note: GFI outlets are no longer required) and that each outlet works, repairing any faucets that leak or drip, replacing broken glass.